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November 2021

thankful for financial independence
Life Optimization

Giving Thanks For What Matters Most

Sometimes you have to be selfish to be present Earlier this week, I took the day off and had a “me” day. The day was my selfish day filled with whatever I wanted to do. This week also marked our 20-year wedding anniversary. As you can imagine, being married for Read more…

By Jason Machasic, 3 yearsNovember 24, 2021 ago
Cut spending habit
Credit & Debt

Is Black Friday A Scam?

Black Friday is lauded as the best time of the year to save on purchases. But are you really saving? Or is it all a ploy to drive more consumerism? The history of “Black Friday” The history of Black Friday actually has some pretty dark roots. The term “Black Friday” Read more…

By Jason Machasic, 3 yearsNovember 22, 2021 ago
Getting higher interest rates with I Bonds
Investing

Looking For A Stable 7% Return On Money? Read This.

Over the past couple of years, savings account interest rates have eroded. For those of you with savings, you’ve seen the impact in your monthly statements. What used to be a “high-yield savings account” now earns less than 1% interest. There’s good news! The federal government recently announced Treasury Series Read more…

By Jason Machasic, 4 yearsNovember 17, 2021 ago
Retirement

Creating A Vision For Your Retirement – Even If It’s Years Away

Creating a vision for your retirement is critical to your happiness in your golden years. Jim and Beth retired 5 years ago. They were both excited to finally be done with work after over 30 years and were on to a new chapter in their lives. They had been dreaming Read more…

By Jason Machasic, 4 yearsNovember 12, 2021 ago
save money, use the library
Life Optimization

Save Money, Get Free Entertainment From Your Local Library

When some people think of libraries, they may instantly think quiet and boring. In reality, libraries should be seen as free entertainment. Libraries open up a whole world of possibilities beyond the books. Where my obsession with libraries began From a young age, I was always drawn to the library. Read more…

By Jason Machasic, 4 yearsNovember 9, 2021 ago
Achieving financial independence
Life Optimization

You Don’t Need To Be Elon Musk Or Have A Trust Fund To Be Financially Independent

Over the years working in corporate America, I have encountered people who were self-proclaimed “trust fund babies.” They only worked to have something to do or to pave their own path in some way. I had a lot of respect for that, and at the same time, I found myself Read more…

By Jason Machasic, 4 yearsNovember 5, 2021 ago
Importance of an emergency fund
Credit & Debt

Do You Have Enough Of An Emergency Fund? The Dangers Of Living Paycheck To Paycheck.

Over the course of time, I have encountered a large number of people of all income levels living paycheck to paycheck. I’ve talked with individuals living lavish lifestyles, being “house poor,” and scraping by every couple of weeks to fund an overextended life. I’ve also talked to people on the Read more…

By Jason Machasic, 4 yearsNovember 1, 2021 ago
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