What is FIRE? It is definitely hot, but not in the way you might think 🙂 FIRE is an acronym meaning Financial Independence Retire Early. People like Vicki Robin, author of Your Money or Your Life, are credited with creating the FIRE movement. There are various levels of FIRE, but Read more…
It is true. I haven’t had a pay raise in 10 years. Am I mad about it? No. The truth of the matter is that I prefer it that way. Before you call me crazy, hear me out. My wife and I have made a conscious choice to not get Read more…
Death is one of those things we don’t want to talk about. We simply prefer not to deal with it. But news flash, we’re all going to die at some point. A little planning ahead can reduce confusion and help loved ones during a very stressful time. Creating a legacy Read more…
Let’s start with your goals Achieving your personal life goals requires breaking bad habits and making good habits. For me, I figure what’s the point of having achieved financial independence if I’ve got a bunch of baggage to carry along and can’t enjoy it. Am I truly embodying the person Read more…
Choosing the right option for managing your money, such as retirement accounts and other investments, is critical. Choosing a bad financial advisor can have a lasting impact on your future net worth, ultimately leading to additional years you need to work to meet your retirement goals. A difference between a Read more…
Teaching kids about money is critical. Do you remember your first experience with money as a child? Did you receive an allowance? Did you babysit? Overhear conversations your parents were having? Were there arguments? Growing up, my own relationship with money was, frankly, that we didn’t have much of it. Read more…
Life gets busy. We move. We sometimes overpay a bill by mistake. We sometimes forget to cash a check. We are perhaps part of an unknown class-action lawsuit. It happens. But, where does all that money go if you forget about it or are unaware you’re even owed? Most of Read more…
When you hear the word frugal, what comes to mind? Is it someone scraping every penny and living on rice and beans? Is it someone using cloth toilet paper? Is it someone who goes without any fun in their life? Think again. Frugal is not any of these images. It Read more…
Addressing end-of-year loose ends with taxes As we near the end of the year, it’s a good time to reflect on the year you’ve had. What went well? What didn’t? What things might you change moving forward? The end of the year also represents an opportunity to think through any Read more…
Sometimes you have to be selfish to be present Earlier this week, I took the day off and had a “me” day. The day was my selfish day filled with whatever I wanted to do. This week also marked our 20-year wedding anniversary. As you can imagine, being married for Read more…