Black Friday is lauded as the best time of the year to save on purchases. But are you really saving? Or is it all a ploy to drive more consumerism? The history of “Black Friday” The history of Black Friday actually has some pretty dark roots. The term “Black Friday” Read more…
Over the past couple of years, savings account interest rates have eroded. For those of you with savings, you’ve seen the impact in your monthly statements. What used to be a “high-yield savings account” now earns less than 1% interest. There’s good news! The federal government recently announced Treasury Series Read more…
Creating a vision for your retirement is critical to your happiness in your golden years. Jim and Beth retired 5 years ago. They were both excited to finally be done with work after over 30 years and were on to a new chapter in their lives. They had been dreaming Read more…
When some people think of libraries, they may instantly think quiet and boring. In reality, libraries should be seen as free entertainment. Libraries open up a whole world of possibilities beyond the books. Where my obsession with libraries began From a young age, I was always drawn to the library. Read more…
Over the years working in corporate America, I have encountered people who were self-proclaimed “trust fund babies.” They only worked to have something to do or to pave their own path in some way. I had a lot of respect for that, and at the same time, I found myself Read more…
Over the course of time, I have encountered a large number of people of all income levels living paycheck to paycheck. I’ve talked with individuals living lavish lifestyles, being “house poor,” and scraping by every couple of weeks to fund an overextended life. I’ve also talked to people on the Read more…
How to plan for Social Security in retirement is a concern for many. This article explores how social security works, what might happen with social security moving forward and when you might want to begin collecting your benefits. Social Security was introduced in 1935, in the bowels of the Great Read more…
To get the best returns in the long run, investing wisely is critical. In this article are some tips for investing that will help you grow your money. While I will never recommend the latest “stock picks” in my blog, I will openly share my advice on strategies for investing. Read more…
Yesterday, I spent some time going through my closet to get summer clothes put away for the season. As I went through my closet, I realized how long I have held on to certain things. As I swiped through, hanger after hanger, like a single on a hot pursuit through Read more…
Why you should consider an increase to your savings rate Living on half of your income can seem painful. However, it doesn’t have to be, and it can be done. Your rate of savings is the most important factor in driving your overall wealth. It has the power to drastically Read more…