Creating A Vision For Your Retirement – Even If It’s Years Away
Creating a vision for your retirement is critical to your happiness in your golden years. Jim and Beth retired 5 years ago. They were both excited to finally be done…
You Don’t Need To Be Elon Musk Or Have A Trust Fund To Be Financially Independent
Over the years working in corporate America, I have encountered people who were self-proclaimed “trust fund babies.” They only worked to have something to do or to pave their own…
Social IN-Security? How To Plan For Social Security In Your Retirement
How to plan for Social Security in retirement is a concern for many. This article explores how social security works, what might happen with social security moving forward and when…
What Is the 4% Rule, and How To Apply It To Figure Out How Much You’re Going To Need To Retire
Do you hope to retire at some point? Is it in the next 5 years? 10 years? 20 years? longer? Now is a good time to assess if you’re going…
Bucket Retirement Account Contributions in the Right Order
Most things have an order to them. Building a house, planting a garden, making a meal. Retirement planning is no different. In order to maximize your savings and earning potential,…
Roth IRA vs. Traditional IRA – Which Is Right? And How I Use Them In My Retirement Plan
If you have access to a 401k or 403b account with an employer match, your first step in retirement savings should be to contribute to the point of the employer…
High-income Earners, Maximize Your Savings with a Backdoor Roth IRA
Do you earn too much to invest in a Roth IRA? Do not fret, a backdoor Roth IRA can help you. The Roth IRA is a significant tool for wealth…
My Road To Financial Independence – And the Potholes Along the Way
My beginnings formed my relationship with money. I grew up with a single mom. She consistently worked three minimum-wage jobs at a time to make ends meet. My childhood was…
The Power of a Health Savings Account
Health Savings Accounts (HSAs) are a significant tool to increase your retirement savings, especially due to their tax-friendly nature. If you have the option available, you may want to consider…