Do You Have Enough Of An Emergency Fund? The Dangers Of Living Paycheck To Paycheck.
Over the course of time, I have encountered a large number of people of all income levels living paycheck to paycheck. I’ve talked with individuals living lavish lifestyles, being “house…
Social IN-Security? How To Plan For Social Security In Your Retirement
How to plan for Social Security in retirement is a concern for many. This article explores how social security works, what might happen with social security moving forward and when…
The Good for Your Wealth Simple Guide To Investing Wisely
To get the best returns in the long run, investing wisely is critical. In this article are some tips for investing that will help you grow your money. While I…
Spend Like A Millionaire, Mindfully
Yesterday, I spent some time going through my closet to get summer clothes put away for the season. As I went through my closet, I realized how long I have…
Could You Live On Half Your Income? Here Are Some Ideas To Get There
Why you should consider an increase to your savings rate Living on half of your income can seem painful. However, it doesn’t have to be, and it can be done.…
What Is the 4% Rule, and How To Apply It To Figure Out How Much You’re Going To Need To Retire
Do you hope to retire at some point? Is it in the next 5 years? 10 years? 20 years? longer? Now is a good time to assess if you’re going…
Cut your cable costs, making $1,440 per hour
We cut cable nearly 15 years ago and with it, we also cut cable costs, but forced ourselves to live beyond the TV. Yesterday, I made my annual call to…
Bucket Retirement Account Contributions in the Right Order
Most things have an order to them. Building a house, planting a garden, making a meal. Retirement planning is no different. In order to maximize your savings and earning potential,…
F%@k debt 😡! Conquer debt, starting now.
I have had so many people in my life negatively impacted by debt, some as high as 6-figures worth of consumer debt Inot including mortgage) alone. The average consumer debt…
Roth IRA vs. Traditional IRA – Which Is Right? And How I Use Them In My Retirement Plan
If you have access to a 401k or 403b account with an employer match, your first step in retirement savings should be to contribute to the point of the employer…