77% of Americans report being anxious about their financial situation according to a Mind over Money survey by Capital One and The Decision Lab. To make it real, if you and three friends are having lunch, three of you at the table are anxious about your personal finances. Are you Read more…
I’ve often heard from older individuals, “if I had only started saving earlier in life, I wouldn’t be stuck doing [fill in the blank].” What I hear in these words of regret is a bit of wisdom; an understanding of the value of time and its impact on money. Too Read more…
We are in the middle of a fake wealth epidemic People are obsessed with wanting what they cannot afford. We have become a society of instant gratification. Wanting fully loaded vs. what we can afford. Buy it now, and pay it off over time. Social media, Hollywood and even those Read more…
These days, most households have at least two cars. This has largely been driven by the increase of dual-income families over the past several decades. But, for some people, the recent rise of work from home arrangements and greater flexibility with how one earns an income brings to question – Read more…
Black Friday is lauded as the best time of the year to save on purchases. But are you really saving? Or is it all a ploy to drive more consumerism? The history of “Black Friday” The history of Black Friday actually has some pretty dark roots. The term “Black Friday” Read more…
Over the course of time, I have encountered a large number of people of all income levels living paycheck to paycheck. I’ve talked with individuals living lavish lifestyles, being “house poor,” and scraping by every couple of weeks to fund an overextended life. I’ve also talked to people on the Read more…
Yesterday, I spent some time going through my closet to get summer clothes put away for the season. As I went through my closet, I realized how long I have held on to certain things. As I swiped through, hanger after hanger, like a single on a hot pursuit through Read more…
I have had so many people in my life negatively impacted by debt, some as high as 6-figures worth of consumer debt Inot including mortgage) alone. The average consumer debt in the United States is $93k! Debt causes major issues in physical health, in relationships and in overall mental well-being. Read more…
Should you pay your mortgage off early? Short answer, it depends. Home ownership is something you love or you hate. It can seem very costly. But, for many of us, owning a piece of property is the American dream. We bought our house in 2012. It was our 4th time Read more…