It has happened to the best of us. With good intentions, you sign up for a “free” trial offer and forget to cancel the unwanted subscription. Before you know it, unbeknownst to you, your credit card is being charged monthly or annually for the subscription you perhaps never intended to Read more…
Every year, lists circulate of the most-searched questions and terms on Google, Bing, Yahoo and other search engines. I always get a kick out of the off-the-wall things people type into search engines. Things like “why do men have nipples?” “am I a vampire?” and “do women fart?” have all Read more…
One of the greatest threats to your personal finances is inflation. Inflation has likely impacted you personally, especially over the past year. The consumer price index (CPI), a measure of inflation in the U.S., jumped by 8.5% in March, the highest level since December 1981. Inflation is here, but the Read more…
I’ve often heard from older individuals, “if I had only started saving earlier in life, I wouldn’t be stuck doing [fill in the blank].” What I hear in these words of regret is a bit of wisdom; an understanding of the value of time and its impact on money. Too Read more…
These days, most households have at least two cars. This has largely been driven by the increase of dual-income families over the past several decades. But, for some people, the recent rise of work from home arrangements and greater flexibility with how one earns an income brings to question – Read more…
Teaching kids about money is critical. Do you remember your first experience with money as a child? Did you receive an allowance? Did you babysit? Overhear conversations your parents were having? Were there arguments? Growing up, my own relationship with money was, frankly, that we didn’t have much of it. Read more…
When you hear the word frugal, what comes to mind? Is it someone scraping every penny and living on rice and beans? Is it someone using cloth toilet paper? Is it someone who goes without any fun in their life? Think again. Frugal is not any of these images. It Read more…
Over the past couple of years, savings account interest rates have eroded. For those of you with savings, you’ve seen the impact in your monthly statements. What used to be a “high-yield savings account” now earns less than 1% interest. There’s good news! The federal government recently announced Treasury Series Read more…
When some people think of libraries, they may instantly think quiet and boring. In reality, libraries should be seen as free entertainment. Libraries open up a whole world of possibilities beyond the books. Where my obsession with libraries began From a young age, I was always drawn to the library. Read more…
Over the years working in corporate America, I have encountered people who were self-proclaimed “trust fund babies.” They only worked to have something to do or to pave their own path in some way. I had a lot of respect for that, and at the same time, I found myself Read more…