Over the course of time, I have encountered a large number of people of all income levels living paycheck to paycheck. I’ve talked with individuals living lavish lifestyles, being “house poor,” and scraping by every couple of weeks to fund an overextended life. I’ve also talked to people on the Read more…
Why you should consider an increase to your savings rate Living on half of your income can seem painful. However, it doesn’t have to be, and it can be done. Your rate of savings is the most important factor in driving your overall wealth. It has the power to drastically Read more…
We cut cable nearly 15 years ago and with it, we also cut cable costs, but forced ourselves to live beyond the TV. Yesterday, I made my annual call to the cable company to continue locking in a low $29.99/month rate for high-speed internet service. Like most people, I hate Read more…