Life insurance is one of the only purchases you make where you dread the day you have to use it. It is kind of like buying a generator. It is a pretty big investment. You don’t ever really want to have to use it, but it can be useful if Read more…
77% of Americans report being anxious about their financial situation according to a Mind over Money survey by Capital One and The Decision Lab. To make it real, if you and three friends are having lunch, three of you at the table are anxious about your personal finances. Are you Read more…
Retiring early is the dream of many. It is a time when you can finally truly be in the driver’s seat. You can make decisions about how to spend the finite time you have left on this earth. Whether you choose leisure, travel or even passion work in your retirement, Read more…
Every year, lists circulate of the most-searched questions and terms on Google, Bing, Yahoo and other search engines. I always get a kick out of the off-the-wall things people type into search engines. Things like “why do men have nipples?” “am I a vampire?” and “do women fart?” have all Read more…
One of the greatest threats to your personal finances is inflation. Inflation has likely impacted you personally, especially over the past year. The consumer price index (CPI), a measure of inflation in the U.S., jumped by 8.5% in March, the highest level since December 1981. Inflation is here, but the Read more…
I’ve often heard from older individuals, “if I had only started saving earlier in life, I wouldn’t be stuck doing [fill in the blank].” What I hear in these words of regret is a bit of wisdom; an understanding of the value of time and its impact on money. Too Read more…
We are in the middle of a fake wealth epidemic People are obsessed with wanting what they cannot afford. We have become a society of instant gratification. Wanting fully loaded vs. what we can afford. Buy it now, and pay it off over time. Social media, Hollywood and even those Read more…
There has been a lot happening over the past several months which may have you concerned – Russia’s intensifying attack on Ukraine, inflation and the continued uncertainty of “WTF is next with the COVID-19 pandemic” just to name a few. When unexpected events occur, it certainly has a human impact. Read more…
These days, most households have at least two cars. This has largely been driven by the increase of dual-income families over the past several decades. But, for some people, the recent rise of work from home arrangements and greater flexibility with how one earns an income brings to question – Read more…
If you’ve ever seen the show ‘Hoarders,’ you’ve experienced the anxiety and horror of the show overall, especially when they start finding the dead animals and feces under the piles of things. One of the things that has always captivated me in particular is the hoarder. The person. How broken Read more…