Everyday tips for saving money
Health Savings Accounts (HSAs) are one of the most powerful, yet often overlooked, tools in personal finance. They offer significant tax advantages that can help you save for both immediate and long-term healthcare expenses. An HSA is a tax-advantaged account that allows you to set aside money for qualified medical Read more…
It has happened to the best of us. With good intentions, you sign up for a “free” trial offer and forget to cancel the unwanted subscription. Before you know it, unbeknownst to you, your credit card is being charged monthly or annually for the subscription you perhaps never intended to Read more…
Do you have a 401k or Individual Retirement Account? What fees lurk inside it? Do you put too much trust in a financial advisor to keep your best interests in mind? If you do have an advisor, are they truly an advisor? Or are they putting you into investments that Read more…
Happy new year everyone! Soon, tax season for 2022 will be here, but there are several changes for this new year (2023) that will play out when you file your taxes in 2024. Several contribution limits have gone up and standard deductions are increasing. These are things you might want Read more…
77% of Americans report being anxious about their financial situation according to a Mind over Money survey by Capital One and The Decision Lab. To make it real, if you and three friends are having lunch, three of you at the table are anxious about your personal finances. Are you Read more…
Retiring early is the dream of many. It is a time when you can finally truly be in the driver’s seat. You can make decisions about how to spend the finite time you have left on this earth. Whether you choose leisure, travel or even passion work in your retirement, Read more…
Every year, lists circulate of the most-searched questions and terms on Google, Bing, Yahoo and other search engines. I always get a kick out of the off-the-wall things people type into search engines. Things like “why do men have nipples?” “am I a vampire?” and “do women fart?” have all Read more…
One of the greatest threats to your personal finances is inflation. Inflation has likely impacted you personally, especially over the past year. The consumer price index (CPI), a measure of inflation in the U.S., jumped by 8.5% in March, the highest level since December 1981. Inflation is here, but the Read more…
I’ve often heard from older individuals, “if I had only started saving earlier in life, I wouldn’t be stuck doing [fill in the blank].” What I hear in these words of regret is a bit of wisdom; an understanding of the value of time and its impact on money. Too Read more…
We are in the middle of a fake wealth epidemic People are obsessed with wanting what they cannot afford. We have become a society of instant gratification. Wanting fully loaded vs. what we can afford. Buy it now, and pay it off over time. Social media, Hollywood and even those Read more…