Everyday tips for saving money
These days, most households have at least two cars. This has largely been driven by the increase of dual-income families over the past several decades. But, for some people, the recent rise of work from home arrangements and greater flexibility with how one earns an income brings to question – Read more…
What is FIRE? It is definitely hot, but not in the way you might think 🙂 FIRE is an acronym meaning Financial Independence Retire Early. People like Vicki Robin, author of Your Money or Your Life, are credited with creating the FIRE movement. There are various levels of FIRE, but Read more…
It is true. I haven’t had a pay raise in 10 years. Am I mad about it? No. The truth of the matter is that I prefer it that way. Before you call me crazy, hear me out. My wife and I have made a conscious choice to not get Read more…
Teaching kids about money is critical. Do you remember your first experience with money as a child? Did you receive an allowance? Did you babysit? Overhear conversations your parents were having? Were there arguments? Growing up, my own relationship with money was, frankly, that we didn’t have much of it. Read more…
Life gets busy. We move. We sometimes overpay a bill by mistake. We sometimes forget to cash a check. We are perhaps part of an unknown class-action lawsuit. It happens. But, where does all that money go if you forget about it or are unaware you’re even owed? Most of Read more…
When you hear the word frugal, what comes to mind? Is it someone scraping every penny and living on rice and beans? Is it someone using cloth toilet paper? Is it someone who goes without any fun in their life? Think again. Frugal is not any of these images. It Read more…
Black Friday is lauded as the best time of the year to save on purchases. But are you really saving? Or is it all a ploy to drive more consumerism? The history of “Black Friday” The history of Black Friday actually has some pretty dark roots. The term “Black Friday” Read more…
Over the past couple of years, savings account interest rates have eroded. For those of you with savings, you’ve seen the impact in your monthly statements. What used to be a “high-yield savings account” now earns less than 1% interest. There’s good news! The federal government recently announced Treasury Series Read more…
When some people think of libraries, they may instantly think quiet and boring. In reality, libraries should be seen as free entertainment. Libraries open up a whole world of possibilities beyond the books. Where my obsession with libraries began From a young age, I was always drawn to the library. Read more…
Over the years working in corporate America, I have encountered people who were self-proclaimed “trust fund babies.” They only worked to have something to do or to pave their own path in some way. I had a lot of respect for that, and at the same time, I found myself Read more…