Health Savings Accounts (HSAs) are one of the most powerful, yet often overlooked, tools in personal finance. They offer significant tax advantages that can help you save for both immediate and long-term healthcare expenses. An HSA is a tax-advantaged account that allows you to set aside money for qualified medical Read more…
As you approach retirement—whether it’s in the next few years or still a little further down the road—it’s completely normal to feel a mix of excitement, uncertainty, and maybe even a little anxiety. After spending decades building a career, retirement can feel like both a relief and a big unknown. Read more…
Do you have a 401k or Individual Retirement Account? What fees lurk inside it? Do you put too much trust in a financial advisor to keep your best interests in mind? If you do have an advisor, are they truly an advisor? Or are they putting you into investments that Read more…
Every year, lists circulate of the most-searched questions and terms on Google, Bing, Yahoo and other search engines. I always get a kick out of the off-the-wall things people type into search engines. Things like “why do men have nipples?” “am I a vampire?” and “do women fart?” have all Read more…
What is FIRE? It is definitely hot, but not in the way you might think 🙂 FIRE is an acronym meaning Financial Independence Retire Early. People like Vicki Robin, author of Your Money or Your Life, are credited with creating the FIRE movement. There are various levels of FIRE, but Read more…
Creating a vision for your retirement is critical to your happiness in your golden years. Jim and Beth retired 5 years ago. They were both excited to finally be done with work after over 30 years and were on to a new chapter in their lives. They had been dreaming Read more…
Over the years working in corporate America, I have encountered people who were self-proclaimed “trust fund babies.” They only worked to have something to do or to pave their own path in some way. I had a lot of respect for that, and at the same time, I found myself Read more…
How to plan for Social Security in retirement is a concern for many. This article explores how social security works, what might happen with social security moving forward and when you might want to begin collecting your benefits. Social Security was introduced in 1935, in the bowels of the Great Read more…
Do you hope to retire at some point? Is it in the next 5 years? 10 years? 20 years? longer? Now is a good time to assess if you’re going to be ready. Do you know how much money you’ll need to retire? Read on. What retirement do you envision? Read more…
Health Savings Accounts (HSAs) are a significant tool to increase your retirement savings, especially due to their tax-friendly nature. If you have the option available, you may want to consider it. A Health Savings Account (HSA) can feel very daunting. In order to qualify for one, after all, you have Read more…