Tips and information on preparing for retirement or managing money and investments in retirement
Health Savings Accounts (HSAs) are one of the most powerful, yet often overlooked, tools in personal finance. They offer significant tax advantages that can help you save for both immediate and long-term healthcare expenses. An HSA is a tax-advantaged account that allows you to set aside money for qualified medical Read more
As you approach retirement—whether it’s in the next few years or still a little further down the road—it’s completely normal to feel a mix of excitement, uncertainty, and maybe even a little anxiety. After spending decades building a career, retirement can feel like both a relief and a big unknown. Read more
Do you have a 401k or Individual Retirement Account? What fees lurk inside it? Do you put too much trust in a financial advisor to keep your best interests in mind? If you do have an advisor, are they truly an advisor? Or are they putting you into investments that Read more
Happy new year everyone! Soon, tax season for 2022 will be here, but there are several changes for this new year (2023) that will play out when you file your taxes in 2024. Several contribution limits have gone up and standard deductions are increasing. These are things you might want Read more
Life insurance is one of the only purchases you make where you dread the day you have to use it. It is kind of like buying a generator. It is a pretty big investment. You don’t ever really want to have to use it, but it can be useful if Read more
Retiring early is the dream of many. It is a time when you can finally truly be in the driver’s seat. You can make decisions about how to spend the finite time you have left on this earth. Whether you choose leisure, travel or even passion work in your retirement, Read more
Every year, lists circulate of the most-searched questions and terms on Google, Bing, Yahoo and other search engines. I always get a kick out of the off-the-wall things people type into search engines. Things like “why do men have nipples?” “am I a vampire?” and “do women fart?” have all Read more
One of the greatest threats to your personal finances is inflation. Inflation has likely impacted you personally, especially over the past year. The consumer price index (CPI), a measure of inflation in the U.S., jumped by 8.5% in March, the highest level since December 1981. Inflation is here, but the Read more
I’ve often heard from older individuals, “if I had only started saving earlier in life, I wouldn’t be stuck doing [fill in the blank].” What I hear in these words of regret is a bit of wisdom; an understanding of the value of time and its impact on money. Too Read more
There has been a lot happening over the past several months which may have you concerned – Russia’s intensifying attack on Ukraine, inflation and the continued uncertainty of “WTF is next with the COVID-19 pandemic” just to name a few. When unexpected events occur, it certainly has a human impact. Read more